Digital Gold

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Pure Gold
Buy 24 Karat 99.9% of assured purity Gold with live prices.
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100% Secure
Managed by global leader sequel. Your gold is insured & stored securely.
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Gold Partner Augmont
We have partnered with Augmont to bring you the best experience in buying physical Gold.
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Frequently asked questions

A convenient way to buy fractional gold of 24k 99.9% purity with as low as Rs. 100.Buy, sell and get it delivered (coming soon) at your doorstep.

Your Phi Digital Gold is insured and stored by Augmont, in a secure Sequel vault with IDBI as a independent Trustee.

There is always a small difference between the buy and sell prices. The spread is on basis of various factors including price volatility, supply, external market conditions etc. We quote the live prices on the platform transparently. The difference is similar to you buying and selling gold jewellery. Further GST is not applicable on sell price.

Yes, you can download your successful Gold purchase receipt in Reports section > Digital Gold > View Transactions

Digital Gold is sold by Augmont. Augmont is an integrated precious metal management company dealing in the trading of Gold & Silver.Moneyphi helps you invest in Gold. All transactions are directly done to Augmont Goldtech Private Limited.

We require your basic KYC details along with Pan Card number and bank details.

Yes you can do a Gold SIP. We are working on it and will add this feature shortly.

Yes you can convert your Gold grams into gold coin by requesting the same. The minimum gold coin is 0.1 grams. You will need to pay the nominal making & delivery charges. The coin is delivered to you in around 10 working days. This feature will be added shortly.

Though this rare. There could be failure/rejection of order due to technical issue. If your bank account gets debited the amount is refunded to your account in 4-7 working days. Incase, you do not receive the same after 7 working days do drop us a mail at gold@moneyphi.com .

Once orders have been successfully placed, they cannot be cancelled.

Kindly do not panic. If your account was debited, it should be automatically reversed in 72 hours or according to your bank guidelines. We don’t recommend using NEFT as this method takes longer to process. If you still need help, please contact our customer support team.

The Buy and Sell prices are calculated using wholesale spot market pricing. We pass on the benefits from wholesale market prices to our consumers, making us more competitive than the competition. Moneyphi gives you the price directly from Augmont-Our Digital Gold Partner.

We are working on it and will soon activate this feature. Currently you can Buy & Sell Gold. You will be able to download your purchase invoice in our order summary section.